Revolutionize your healthcare: Your compassionate and affordable healthcare solution as a Christian entrepreneur
Figuring out a workable healthcare option for you and your family can be a tricky business.
You want to go out on your own into entrepreneurship, but sometimes the one thing you fear the most is “what will I do about healthcare?”
That fear can even keep you in a career you no longer love simply in case the unimaginable happens and you need to be sure you’ll have the finances to pay for medical expenses.
In my case, one of the big perks of a traditional job for the hospital was the amazing healthcare they offered. When I decided to go out on my own as an online entrepreneur, and quit my hospital job, we went on my husband’s insurance. Just one year later when he also quit his job to be a full-time entrepreneur, we were definitely scrambling to figure out what to do.
Additionally, we decided that we wanted to grow our family, which placed an even bigger need to have a great option for medical expenses.
So many of our clients face the same concern…. “But what will we do for healthcare?”
So what’s the answer?
Navigating healthcare as an entrepreneur
If you are the primary person who takes care of the healthcare for your family, you know how difficult it is to bear the responsibility of making sure that everyone can obtain excellent care.
It’s nerve-racking, especially at a time when your personal finances may be fluctuating as you work to get your business off the ground.
Thankfully, there are alternative solutions available that meet the needs of entrepreneurs like you.
This is where Christian Healthcare Ministries steps in. It’s the organization we chose for our family years ago and have been thrilled with ever since. Perfect timing, too, as our three babies were going to come into the world in the coming years!
CHM offers compassionate and affordable healthcare solutions. CHM brings together the most supportive network of Christians who help give all members the peace of mind you deserve in assisting with medical bills for you and your family.
What is Christian Healthcare Ministries?
Christian Healthcare Ministries (CHM) is not like other healthcare options - in fact it’s not an insurance company. It’s a nonprofit health cost sharing ministry where Christian individuals voluntarily share their medical bills with one another.
CHM offers three program options—Gold, Silver, and Bronze—so you can choose the level that suits your needs best. And guess what? They even have an optional Brother's Keeper program that helps protect you against those overwhelming, catastrophic medical bills.
Who can join CHM?
CHM welcomes Christians from all walks of life, no matter where you live in the United States or the world (as long as you have a U.S. mailing address). It doesn't matter how old you are or your previous medical history.
The only requirement is that you live a lifestyle consistent with CHM’s Statement of Beliefs, attend worship regularly (as health permits), and follow the teachings of the New Testament in its entirety. Their focus isn’t generating returns for shareholders - they're all about building a supportive community of believers.
How does CHM work?
When you have eligible medical costs, you just submit your bills and necessary forms to CHM. Not a complication in sight! Instead of paying medical bills to other members, CHM members share the burden by sending their monthly membership costs directly to the ministry in the mail or online. It's like a big family helping each other out.
And here's the best part: the money used to share these expenses comes from the monthly financial gifts made by CHM members. They've been doing this for over 40 years and have shared billions in healthcare costs.
That's a lot of love and support!
So why join CHM?
Let's talk about why CHM is awesome for Christian entrepreneurs:
1. Compassionate and caring
CHM is all about supporting and caring for one another, just like a big family. When you join CHM, you become part of a community that genuinely cares about your wellbeing. It's not just about paying bills; it's about standing by each other in times of need.
2. Budget-friendly and cost-effective
The monthly gift payments you make to CHM are cost-effective, leaving more money in your pocket to invest in your business and family. It's a practical and smart choice for entrepreneurs who are conscious of their budget.
4. It prioritizes integrity
CHM has earned the highest rating from the Better Business Bureau, assuring you that you're partnering with an organization that prioritizes consumer protection. They've been serving their members with integrity for over 40 years. We have been members since 2018 and have not once had any sort of problem or complaint - it’s been the most incredible experience!
5. Comprehensive maternity options
Planning to start or expand your family? CHM is ready to help during your pregnancy journey. They offer comprehensive options for prenatal care, delivery, and postnatal care. With CHM, you can focus on the joy of welcoming a new member to your family without worrying about excessive medical bills.
I had three C-sections in 3 years — let me tell you, CHM saved us. We never had to worry once about the cost of bringing our beautiful babies into the world. Unfortunately, I also had some high-risk pregnancies that involved extra testing which was medically necessary towards the end. However, I never had to decline a test due to the extra cost. I knew that the CHM family had my back, and I would not need to worry about the added expenses.
6. Freedom to choose
With CHM, you have the flexibility to choose your own healthcare providers. They understand that each individual has unique needs and preferences when it comes to medical care. Whether you prefer a specific doctor or hospital, CHM gives you the ability to make those choices. Eligible medical testing or treatments are determined by the CHM Guidelines.
7. No hidden fees
Let's face it, unexpected fees can be frustrating and put a dent in your budget. But with CHM, you don't have to worry about application fees or annual membership fees. They believe in transparency and simplicity, making the enrollment process hassle-free.
8. Excellence matters
CHM believes that healthcare should be accessible to all, regardless of pre-existing conditions. They won’t turn you away or drop you because of your medical history. Everyone deserves excellent care, and CHM embraces this approach. They also have two programs to assist with qualifying pre-existing conditions.
9. Sharing a common faith
Being part of CHM means you're joining a community of fellow Christians. It's an opportunity to connect with like-minded individuals who share your faith. You'll find support, encouragement, and prayer from your fellow members, making your healthcare journey a spiritually uplifting experience.
The bottom line
Christian Healthcare Ministries is here to support us Christian entrepreneurs with a healthcare solution that aligns perfectly with our faith. It's compassionate, affordable, and built on the foundation of a loving community.
So, if you're looking for a cost-effective healthcare option that has your back, CHM might just be the answer you've been seeking.
We’re so happy we did!
This post is sponsored by Christian Healthcare Ministries. As always, opinions are my own.